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↓ Get the Spain Guide
Exclusive Partner Access

Jane Smith — Demo

Your Next Chapter
Awaits in Spain.

24%
Flat tax rate under
the Beckham Law
vs 45%
Combined CA tax burden
you leave behind
#7
Spain's healthcare rank
globally (WHO)
~$300
Family health insurance
per month (vs $2,500 CA)
6 yrs
Duration of your
Beckham Law benefit

What California Families Need to Know
Before Making the Move

01

The 2026 Legal Landscape: NLV vs. Digital Nomad Visa

Spain's Golden Visa is over. The guide explains the two new pathways — the Non-Lucrative Visa for retirees and the Digital Nomad Visa for remote workers — and which one fits your situation.

"US W-2 workers can now avoid Spanish Social Security taxes entirely. Live in Marbella, keep your US salary."
02

The Beckham Law: Spain's "Tax Magic" for Americans

DNV holders pay a flat 24% on Spanish income and 0% on US dividends, capital gains, and rental income from California properties — for 6 years. Plus the 183-day strategy to start tax-free.

On $250K/yr income: ~$45K in CA vs. ~24% in Spain. The math is striking.
03

Neighborhood Profiles: Costa del Sol & Beyond

Detailed profiles of Málaga City, Marbella, Estepona, Benahavís, and Sotogrande — with US city comparisons so clients instantly understand the vibe.

Benahavís = Montecito. Marbella = Beverly Hills. Sotogrande = Palm Beach / Greenwich.
04

Healthcare & Schools: The Peace-of-Mind Chapter

Private health insurance for a family of four: ~$300/month vs. $2,500+ in California. Complete school tuition table from Atlas American School to Sotogrande International — with real 2025/2026 fees.

"Top private high school in LA: $55K/yr. Aloha College, Marbella: ~$20K."
05

The 12-Month Countdown: Month-by-Month Roadmap

From first consultation with your California realtor (Month 12) to picking up your TIE Residency Card in Spain (Month 0). Every step, every document, every deadline — mapped out clearly.

Month 5: FBI background check. Month 4: Visa submission. Month 1: TIE appointment.
THE FULL GUIDE AWAITS

Every number, every neighborhood, every step — in one co-branded document from Jane Smith and Milcham.

Download the Free Guide ↓
Realtor Photo
Jane Smith — Demo
CIPS · Senior Associate
Compass, Beverly Hills
✓ CIPS Certified
A Message from Your Realtor

Why I Partner
with Milcham

I’ve always believed that my job isn’t just to find you a house, but to help you find your best possible life. Many of my clients are looking beyond California for their next chapter, and I’ve partnered with Milcham to ensure that transition is as seamless as a move across town. They handle the complex logistics of Spain — from tax optimization to elite schooling — so I can focus on finding your perfect Mediterranean retreat.

Compass, Beverly Hills
Philippe Bellande
Your Spanish Expert, Based on the Costa del Sol

Philippe Bellande
Founder, Milcham

I founded Milcham after my own family’s relocation to the Costa del Sol — and after realizing there was no single, trustworthy resource that walked Americans through every step of the process in plain English.

Today, Milcham is the on-the-ground partner for high-net-worth American families making the move to Spain. We handle the complex logistics — tax residency, visa applications, school applications, healthcare setup — so your California realtor can focus on what they do best.

When you partner with your CIPS realtor and Milcham, you have two experts — one on each side of the Atlantic — fully aligned on your success.

Based in Costa del SolUS–Spain Cross-Border SpecialistBeckham Law & DNV Advisory12-Hour Response Guarantee
📲

WhatsApp Direct

In Spain, WhatsApp is how business gets done. Message us directly — no hold music, no forms.

Open WhatsApp Chat
📅

Book a 30-Min Call

Available during both Pacific and Central European business hours. We bridge the 9-hour gap.

Schedule via Calendly

Email Milcham

Expect a reply within 12 hours. For urgent matters, WhatsApp is faster.

philippe@milcham.com
THE MILCHAM × JANE SMITH GUIDE

Starting Your Next Chapter in Spain — The 2026 Guide

This exclusive co-branded guide covers everything your family needs — the new visa landscape, the Beckham Law tax strategy, neighborhood profiles with US city comparisons, real school tuition tables, healthcare costs, and a 12-month move timeline.

The 2026 Legal Landscape: NLV vs. Digital Nomad Visa
The Beckham Law: Spain's "Tax Magic" for Americans
Neighborhood Profiles: Málaga, Marbella, Estepona, Benahavís & Sotogrande
Healthcare & Education: Costs, Schools & Peace of Mind
The 12-Month Countdown: Your Move Roadmap

Get Your Free Guide

Fill in your details and we'll send the 2026 CIPS Relocation Guide straight to your inbox.

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The Partner Track

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The Relocation Track

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